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Motorcycle Crash in Arlington, TX

Short answer: Riders have the same right to compensation as drivers. Texas doesn't require a helmet for riders 21 and older who completed a safety course or carry qualifying health insurance, and not wearing one doesn't by itself bar your claim. Get evaluated, get the crash report, and expect the insurer to look hard at fault.

Texas helmet law in plain English

Riders and passengers must wear a helmet unless they're at least 21 and have either completed an approved motorcycle operator training and safety course or are covered by a health insurance plan with medical benefits for crash injuries (Transp. Code §661.003). Even when a helmet is optional, the insurer may argue that not wearing one made a head injury worse. That's a comparative-fault argument about part of the damages, not a complete defense (CPRC §33.012).

Common motorcycle crash patterns

The classic is a car turning left across an oncoming rider. Others include drivers changing lanes into a rider's blind spot, rear-end crashes at lights, and road hazards like gravel or potholes. In crash reports, these often appear as "failed to yield right of way" or "changed lane when unsafe."

Diagram of a left-turn crash: a vehicle turns left across the path of an oncoming vehicle

Insurance that applies to riders

The at-fault driver's liability insurance is the main source, starting at Texas's 30/60/25 minimum (Transp. Code §601.072). Your motorcycle policy may include UM/UIM and PIP unless you rejected them in writing (Ins. Code §§1952.101, 1952.152). Riders' injuries often exceed minimum limits fast, so UIM is especially important.

Riding in and around Arlington

TxDOT's public CRIS extract we use records crash location, time, severity and collision type, but not vehicle type, so we don't publish Arlington-only counts for this crash type. Across all crash types inside Arlington, left-turn collisions made up 17.1% of 2021–2025 police reports and angle collisions 19.6%. Those are the collision types that most often involve riders (Original analysis of TxDOT CRIS crash reports, 2021–2025, crashes where the CRIS city field is Arlington). Wear high-visibility gear, ride out of blind spots on Cooper St and SH 360, and cover the brake through intersections.

After a motorcycle crash

  1. Get evaluated. Adrenaline hides fractures and head injuries.
  2. Photograph the bike, your gear and helmet. Keep damaged gear; it's evidence.
  3. Get witness names. Riders often face "I didn't see him" claims, and independent witnesses help.
  4. Order the CR-3 and check the contributing factors.
  5. Keep the two-year deadline in mind (CPRC §16.003).

Local help in and around Arlington

Common questions

Is a helmet required in Texas?

Not for riders 21 and older who completed an approved safety course or have qualifying health insurance (Transp. Code §661.003). Everyone younger must wear one.

Can I recover if I wasn't wearing a helmet?

Yes. The insurer may argue it increased a head injury, which can reduce part of the damages, but it doesn't bar the claim.

Does PIP cover motorcycles?

If your motorcycle policy includes PIP and you didn't reject it in writing, it pays regardless of fault.

What if I was lane splitting?

Lane splitting isn't authorized in Texas, and it will likely be raised as comparative fault. Your percentage matters: over 50% bars recovery.

This page explains Texas law in general terms for people in and around Arlington. It isn't legal advice for your situation.

Hurt in an Arlington crash?

Send a short request and a trusted local attorney will contact you promptly and evaluate your case for free. Crashes anywhere in Texas are welcome.

Last reviewed October 31, 2026. Sources are linked in each section and collected on our research library.